Finance Essays

37 essay samples found

Machine Learning and Artificial Intelligence in Finance

Abstract In this investigative report paper we’ll present an overview of finance, what it looks like today, give some examples of the emerging markets in finance and outline the general trends and tendencies. Then, we’ll describe what trading is, how it is done and list some of the biggest trading firms; go through an overview […]

Pages: 9 Words: 2798 Topics: Artificial Intelligence, Bank, Economy, Finance, Intelligence, Investment, Machine Learning, Money

Assessment Credit Risk Management

Credit risk management practices is an issue of concern in financial institutions today and there is needto develop improved processes and systems to deliver better visibility into future performance. There have been controversies among researchers on the effect of credit management techniques adopted by various institutions. According to Saunders and Allen (2002), good selection strategy […]

Pages: 2 Words: 496 Topics: Economy, Finance, Risk, Risk Management
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Pepsi Vs Coca Cola

Many companies get loans in order to help finance their operations. Interest must be paid on these loans to the creditors. The times interest ratio (TIE), also known as the interest coverage ratio, is a metric that allows companies to measure their ability to meet their debt obligation (“Time Interest Earned – TIE,” 2018). In […]

Pages: 2 Words: 637 Topics: Coca Cola, Debt, Economy, Finance

Being Rich doesn’t Guarantee

Being rich doesn’t guarantee your happiness (Chatzky 12). Money is important in the world we live in but in chapter one, Sophie Tucker Was Wrong, Jean Chatzy tells us that money will make life easier if manage well but is not supposed to be the source of one’s long term happiness. One page twenty-two it […]

Pages: 5 Words: 1542 Topics: Divorce, Family, Finance, Happiness, Investment, Marriage, Money

Planning to Send Child Study Abroad

Most Indian families dream of sending their children abroad to study- either for their undergraduate or postgraduate studies. It is an exciting prospect and always has been. However, this puts a huge financial burden on the family. In India, when we think of education loans, we are immediately faced with the prospect of significant debts […]

Pages: 4 Words: 1345 Topics: Bank, Economy, Finance, Student Loan, Study Abroad

The CAC 40 – the Paris Stock Exchange

The CAC 40: stands for “Cotation Assistée en Continu”, which may be translated to continuous aided mercantilism, and is that the hottest benchmark index for funds finance within the French securities market. This index provides a general plan regarding the direction of the “Euronext Paris”, that is that the largest stock market in France once […]

Pages: 4 Words: 1098 Topics: Finance, Soccer, Stock Market

Zhang, Zhang & Zamparello Company

A credit facility is an arrangement that is between a business and a bank which allows the business to seek a particular amount of financing for various reasons for a specific period of time. Credit facility enables a business to take credit whenever they need to borrow money. There are two categories of the funding […]

Pages: 2 Words: 572 Topics: Economy, Finance, Money

How to Encourage Mass Cryptocurrency Adoption?

While more and more businesses accept cryptocurrency every day, there are still barriers to mass adoption of decentralized digital currency. Some of the very same things that carry the technology’s greatest strengths also stand as a barrier to wider adoption. However, there are things we can all do in the short term to encourage participation, […]

Pages: 4 Words: 1221 Topics: Cryptocurrency, Economy, Finance, Retail

Benefits of Self Regulation in the Cryptocurrency Industry

Restrictive and exclusionary banking and financial regulations no doubt played a role in the drive to create cryptocurrency to begin with, so there’s no surprise that the industry is resistant to regulations as a whole. However, one of the main challenges for mainstream acceptance of the new technology is apprehension due to the lack of […]

Pages: 5 Words: 1574 Topics: Cryptocurrency, Finance

Everything you should Know about Enron

Background on the history of Enron: Enron was an American Gas Company that was originally called Natural Gas Company in the early 1930’s. InterNorth was a holding company that was located in Nebraska and in 1979 purchased Natural Gas Company. In 1985, Enron was born following the merger of InterNorth and Houston Natural Gas. Following […]

Pages: 8 Words: 2509 Topics: Economy, Enron, Enron Scandal, Finance, Investment

Enron Corporation and its Way to Bankruptcy

In the 1990s, Enron was a well-respected and one of the most innovative companies in the world. The company sought to forsake old industry and embraced the world of freewheeling e-commerce. Though the company continued to engage in operating gas lines and building power plants, they excelled in their trading model, which was unique to […]

Pages: 6 Words: 1739 Topics: Economy, Enron, Enron Scandal, Finance

Financial Reporting

Earnings are normally regarded as one of the most powerful indicators of a company’s business activities. Earnings management refers to the use of different accounting techniques with the aim of producing financial reports that tend to present an extremely positive view of an organization’s financial position and business activities. Most of the accounting principles and […]

Pages: 8 Words: 2292 Topics: Bank, Business, Economy, Finance, Investment, Motivation

Under Insurance

The studies and findings related to the underinsurance has been discussed before in recent years. It has been proved and showed in the articles, journals, research papers, presentations and news. From the studies, it has been said that the underinsurance in Malaysia is high as well as the awareness of the underinsurance. Underinsurance is quantified […]

Pages: 9 Words: 2710 Topics: Debt, Finance, Insurance, Wealth

Role of Accountants in the Business World

First, let’s start out by showing exactly why accountants are very valuable in the business world. Accountants are known to be the boring people in the company just sitting on their chairs and stare at the computer screen as they make statement sheets about the different transactions. If looked in specific, accounting is one of […]

Pages: 6 Words: 1701 Topics: Economy, Enron, Enron Scandal, Finance

Michael Moore’s Capitalism Understanding

Michael Moore’s Capitalism- a love story is a documentary film about how corporations exploited the public for their own interests on the name of capitalism and its impact on economy. According to him, capitalism, far from being a system that rewards excellence, has turned American society into some business entity that only cares about profit […]

Pages: 7 Words: 2228 Topics: Capitalism, Economy, Finance

Tensions in Ssas as Functions of Labor-Capital and Government-Economy Relationships

In The Protestant Ethic and the Spirit of Capitalism, Max Weber posits that the most productive use of money is made by investing it to provide an impetus to nascent capitalism instead of wasting it on luxuries and self-gratification. In direct relation to this, Bowles defines accumulation as a “profit-driven investment” (134) which encompasses investment […]

Pages: 7 Words: 2240 Topics: Bank, Capitalism, Debt, Economy, Finance

Causes of the Great Depression (1929-1939)

During the Great Depression, Franklin D.Roosevelt stated, “The only thing we have to fear is fear itself.” As World War I ended and the 1920’s boom in the industry deteriorated, the Great Depression developed and the result was dreadful. The crash affected millions of people and lasted for about a decade. United States was in […]

Pages: 8 Words: 2336 Topics: Bank, Economy, Finance, Money, New Deal, The Great Depression

Current Developments in Accounting Thought

Introduction International monetary reporting standards are developed by the global accounting standard panel. These standards are used all over the world by the firms to make the financial statement standards. IASB is an independent body. The standard made by the organizations in the world should reflect the standards set by the IASB. Conceptual framework enhances […]

Pages: 8 Words: 2325 Topics: Economy, Finance

Enron Scandal as a Learning Lesson

Enron was a company that transported natural gas through pipelines and distributing electricity to the northwest of the United States. Having the natural gas and electricity come from 93% of the revenues, 4% of the energy wholesome income, and 3% of exploration and services (Ferrell and Thorne, pg. 512). Built off of two major pipeline […]

Pages: 9 Words: 2581 Topics: Enron, Enron Scandal, Finance

Is College Worth the Cost?

For many years people have been questioning whether college education is worth the increasingly high price. Many studies have been conducted to determine the answer. Some scholars say college is not worth the inflated cost because it leaves them so deeply in debt. Their salaries are not sufficient in allowing them to pay off their […]

Pages: 11 Words: 3181 Topics: Debt, Economy, Finance, Is College Worth It

CryptoCurrency Framework

Cryptocurrency is virtual currency where the exchange of it relies on people sharing and buying it. Most cryptocurrencies have a set amount meaning the amount of the currency is not infinite making it similar to precious metals while other places like central banks can make an infinite amount of money these are called fiat currencies. […]

Pages: 6 Words: 1821 Topics: Bitcoin, Cryptocurrency, Finance, Money

Great Depression Vs. Great Recession

Both the Great Depression and the Great Recession were major events that have occurred in the United States economy that have had lasting effects on the country and other countries around the world. But these events were necessarily good ones. They were two of the greatest crises in American economic history. The Great Depression was […]

Pages: 6 Words: 1915 Topics: Economy, Finance, Macroeconomics, New Deal, The Great Depression

Causes of the Great Depression and the Lasting Impacts

Abstract This paper discusses the causes of the Great Depression and the lasting impacts it had on the U.S. Many people attribute the sole cause of the Great of Depression to the stock market crash of 1929 but there are actually multiple contributing factor. The stock market crash propelled the Great Depression forward but many […]

Pages: 5 Words: 1390 Topics: Bank, Economy, Finance, Money, Stock Market, The Great Depression

What Ended the Great Depression?

The Great Depression had a devastating impact on the nation, spreading across the countryside and bringing hardship to big cities and small towns. No social, racial, or economic class was excluded. At the depth of the depression, in 1933: 13 million people were unemployed, 50% percent of the banks had foreclosed, national income fell by […]

Pages: 4 Words: 1297 Topics: Economy, Finance, New Deal, The Great Depression

Cryptocurrency Tax Strategies

It is estimated that nearly $400 billion dollars were lost due to the 2018 cryptocurrency market plunge. The significant rise of cryptocurrency value in 2017 brought many new traders into the market, only for their dreams to be crushed the following year. With that being said, many of us are glad to see 2018 go […]

Pages: 2 Words: 670 Topics: Cryptocurrency, Economy, Finance, Tax

Unemployment during the Great Depression

The stock market crash all started on black tuesday on october 24, 1929. During Black Tuesday 16,410,030 shares on the New York stock were traded in a single day. Billions of dollars were lost, wiping out thousands of investors. Tons of machines controlling the trades were shut down due to the tremendous amounts of share […]

Pages: 1 Words: 409 Topics: Debt, Economy, Finance, Money, The Great Depression, Unemployment

Great Depression: what Happened, Causes, how it Ended

During the 1930s. America went through one of the worst economic declines in world history, The Great Depression. Many believe it was sole because of the stock market crash, however other factors played a huge role in causing the Great Depression to occur. Bank failures, the Smoot-Hawley Tariff in the 1930s, and weather conditions from […]

Pages: 5 Words: 1516 Topics: Bank, Economy, Finance, Macroeconomics, The Great Depression

How to Use Cryptocurrency to Pay your Mortgage

Ten years ago the housing market crash sent shockwaves through the economy. Since then, some major changes have hit the real estate market, from the tightening of lending standards and the near-abandonment of subprime loans to the affordability crisis affecting more and more cities across the nation. The houses may have stayed the same but […]

Pages: 4 Words: 1236 Topics: Bitcoin, Cryptocurrency, Economy, Finance, Money, Tax

Great Depression and how it Affected America

The great depression was, and still is to this day, one of the worst economic disasters to affect the world in all of history. The great depression was caused by a few things. One of the leading reasons that led to the great depression was the stock market crash of 1929. The stock market crash […]

Pages: 1 Words: 389 Topics: Bank, Economy, Finance, Money, The Great Depression

Economic Levels of Sudan, Nigeria and the United States

Introduction The world is made up of 195 countries. The countries are all on different economic levels. The most economically advanced, capitalistic and industrially powerful countries are referred to as the first world countries and they include the likes of the United States, Britain, and Germany. The second division comprises of countries which are developing […]

Pages: 5 Words: 1580 Topics: Economy, Finance, Nigeria, United States
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